즐거운 상상
by african
메모장
Have A Dream !
카테고리
Barack Obama's Victory Speech
 

Transcript Of Barack Obama's Victory Speech

November 5, 2008 ·


In these prepared remarks provided by his campaign, President-Elect Barack Obama calls himself the unlikeliest presidential candidate. He thanks many members of his campaign, along with his enormous army of volunteers, and he warns supporters about what he calls the enormity of the tasks at hand that now face the U.S. He concludes by telling an anecdote about a 106-year-old African-American voter from Atlanta.


If there is anyone out there who still doubts that America is a place where all things are possible; who still wonders if the dream of our founders is alive in our time; who still questions the power of our democracy, tonight is your answer.


It's the answer told by lines that stretched around schools and churches in numbers this nation has never seen; by people who waited three hours and four hours, many for the very first time in their lives, because they believed that this time must be different; that their voice could be that difference.


It's the answer spoken by young and old, rich and poor, Democrat and Republican, black, white, Latino, Asian, Native American, gay, straight, disabled and not disabled — Americans who sent a message to the world that we have never been a collection of red states and blue states; we are, and always will be, the United States of America.


It's the answer that led those who have been told for so long by so many to be cynical, and fearful, and doubtful of what we can achieve to put their hands on the arc of history and bend it once more toward the hope of a better day.


It's been a long time coming, but tonight, because of what we did on this day, in this election, at this defining moment, change has come to America.


I just received a very gracious call from Sen. McCain. He fought long and hard in this campaign, and he's fought even longer and harder for the country he loves. He has endured sacrifices for America that most of us cannot begin to imagine, and we are better off for the service rendered by this brave and selfless leader. I congratulate him and Gov. Palin for all they have achieved, and I look forward to working with them to renew this nation's promise in the months ahead.


I want to thank my partner in this journey, a man who campaigned from his heart and spoke for the men and women he grew up with on the streets of Scranton and rode with on that train home to Delaware, the vice-president-elect of the United States, Joe Biden.


I would not be standing here tonight without the unyielding support of my best friend for the last 16 years, the rock of our family and the love of my life, our nation's next first lady, Michelle Obama. Sasha and Malia, I love you both so much, and you have earned the new puppy that's coming with us to the White House. And while she's no longer with us, I know my grandmother is watching, along with the family that made me who I am. I miss them tonight, and know that my debt to them is beyond measure.


To my campaign manager, David Plouffe; my chief strategist, David Axelrod; and the best campaign team ever assembled in the history of politics — you made this happen, and I am forever grateful for what you've sacrificed to get it done.


But above all, I will never forget who this victory truly belongs to — it belongs to you.


I was never the likeliest candidate for this office. We didn't start with much money or many endorsements. Our campaign was not hatched in the halls of Washington — it began in the backyards of Des Moines and the living rooms of Concord and the front porches of Charleston.


It was built by working men and women who dug into what little savings they had to give $5 and $10 and $20 to this cause. It grew strength from the young people who rejected the myth of their generation's apathy; who left their homes and their families for jobs that offered little pay and less sleep; from the not-so-young people who braved the bitter cold and scorching heat to knock on the doors of perfect strangers; from the millions of Americans who volunteered and organized, and proved that more than two centuries later, a government of the people, by the people and for the people has not perished from this earth. This is your victory.


I know you didn't do this just to win an election, and I know you didn't do it for me. You did it because you understand the enormity of the task that lies ahead. For even as we celebrate tonight, we know the challenges that tomorrow will bring are the greatest of our lifetime — two wars, a planet in peril, the worst financial crisis in a century. Even as we stand here tonight, we know there are brave Americans waking up in the deserts of Iraq and the mountains of Afghanistan to risk their lives for us. There are mothers and fathers who will lie awake after their children fall asleep and wonder how they'll make the mortgage, or pay their doctor's bills, or save enough for college. There is new energy to harness and new jobs to be created; new schools to build and threats to meet and alliances to repair.


The road ahead will be long. Our climb will be steep. We may not get there in one year, or even one term, but America — I have never been more hopeful than I am tonight that we will get there. I promise you: We as a people will get there.


There will be setbacks and false starts. There are many who won't agree with every decision or policy I make as president, and we know that government can't solve every problem. But I will always be honest with you about the challenges we face. I will listen to you, especially when we disagree. And, above all, I will ask you join in the work of remaking this nation the only way it's been done in America for 221 years — block by block, brick by brick, callused hand by callused hand.


What began 21 months ago in the depths of winter must not end on this autumn night. This victory alone is not the change we seek — it is only the chance for us to make that change. And that cannot happen if we go back to the way things were. It cannot happen without you.


So let us summon a new spirit of patriotism; of service and responsibility where each of us resolves to pitch in and work harder and look after not only ourselves, but each other. Let us remember that if this financial crisis taught us anything, it's that we cannot have a thriving Wall Street while Main Street suffers. In this country, we rise or fall as one nation — as one people.


Let us resist the temptation to fall back on the same partisanship and pettiness and immaturity that has poisoned our politics for so long. Let us remember that it was a man from this state who first carried the banner of the Republican Party to the White House — a party founded on the values of self-reliance, individual liberty and national unity. Those are values we all share, and while the Democratic Party has won a great victory tonight, we do so with a measure of humility and determination to heal the divides that have held back our progress.


As Lincoln said to a nation far more divided than ours, "We are not enemies, but friends... Though passion may have strained, it must not break our bonds of affection." And, to those Americans whose support I have yet to earn, I may not have won your vote, but I hear your voices, I need your help, and I will be your president, too.


And to all those watching tonight from beyond our shores, from parliaments and palaces to those who are huddled around radios in the forgotten corners of our world — our stories are singular, but our destiny is shared, and a new dawn of American leadership is at hand. To those who would tear this world down: We will defeat you. To those who seek peace and security: We support you. And to all those who have wondered if America's beacon still burns as bright: Tonight, we proved once more that the true strength of our nation comes not from the might of our arms or the scale of our wealth, but from the enduring power of our ideals: democracy, liberty, opportunity and unyielding hope.


For that is the true genius of America — that America can change. Our union can be perfected. And what we have already achieved gives us hope for what we can and must achieve tomorrow.


This election had many firsts and many stories that will be told for generations. But one that's on my mind tonight is about a woman who cast her ballot in Atlanta. She's a lot like the millions of others who stood in line to make their voice heard in this election, except for one thing: Ann Nixon Cooper is 106 years old.


She was born just a generation past slavery; a time when there were no cars on the road or planes in the sky; when someone like her couldn't vote for two reasons — because she was a woman and because of the color of her skin.


And tonight, I think about all that she's seen throughout her century in America — the heartache and the hope; the struggle and the progress; the times we were told that we can't and the people who pressed on with that American creed: Yes, we can.


At a time when women's voices were silenced and their hopes dismissed, she lived to see them stand up and speak out and reach for the ballot. Yes, we can.


When there was despair in the Dust Bowl and depression across the land, she saw a nation conquer fear itself with a New Deal, new jobs and a new sense of common purpose. Yes, we can.


When the bombs fell on our harbor and tyranny threatened the world, she was there to witness a generation rise to greatness and a democracy was saved. Yes, we can.


She was there for the buses in Montgomery, the hoses in Birmingham, a bridge in Selma and a preacher from Atlanta who told a people that "We Shall Overcome." Yes, we can.


A man touched down on the moon, a wall came down in Berlin, a world was connected by our own science and imagination. And this year, in this election, she touched her finger to a screen and cast her vote, because after 106 years in America, through the best of times and the darkest of hours, she knows how America can change. Yes, we can.


America, we have come so far. We have seen so much. But there is so much more to do. So tonight, let us ask ourselves: If our children should live to see the next century; if my daughters should be so lucky to live as long as Ann Nixon Cooper, what change will they see? What progress will we have made?


This is our chance to answer that call. This is our moment. This is our time — to put our people back to work and open doors of opportunity for our kids; to restore prosperity and promote the cause of peace; to reclaim the American Dream and reaffirm that fundamental truth that out of many, we are one; that while we breathe, we hope, and where we are met with cynicism, and doubt, and those who tell us that we can't, we will respond with that timeless creed that sums up the spirit of a people: Yes, we can.


Thank you, God bless you, and may God bless the United States of America.

by african | 2008/11/09 20:42 | Business | 트랙백 | 덧글(0)
2008 US News MBA ranking 50

America’s Best Graduate Schools 2008

 

Ranking

MBA School

1

Harvard University (MA)

2

Stanford University (CA)

3

University of Pennsylvania (Wharton)

4

Massachusetts Institute of Technology (Sloan)

5

Northwestern University (Kellogg) (IL)

5

University of Chicago

7

Dartmouth College (Tuck) (NH)

8

University of California–Berkeley (Haas)

9

Columbia University (NY)

10

New York University (Stern)

11

University of Michigan–Ann Arbor (Ross)

12

Duke University (Fuqua) (NC)

12

University of Virginia (Darden)

14

Cornell University (Johnson) (NY)

14

Yale University (CT)

16

University of California–Los Angeles (Anderson)

17

Carnegie Mellon University (Tepper) (PA)

18

University of North Carolina–Chapel Hill (Kenan-Flagler)

18

University of Texas–Austin (McCombs)

20

Emory University (Goizueta) (GA)

21

University of Southern California (Marshall)

22

Ohio State University (Fisher)

22

Purdue University–West Lafayette (Krannert) (IN)

24

Indiana University–Bloomington (Kelley)

25

Georgetown University (McDonough) (DC)

25

Georgia Institute of Technology

25

University of Maryland–College Park (Smith)

25

University of Minnesota–Twin Cities (Carlson)

29

Michigan State University (Broad)

29

Texas A&M University–College Station (Mays)

29

University of Washington

29

University of Wisconsin–Madison

29

Washington University in St. Louis (Olin)

34

Pennsylvania State University–University Park (Smeal)

34

Vanderbilt University (Owen) (TN)

36

University of Rochester (Simon) (NY)

37

University of Florida (Warrington)

37

University of Illinois–Urbana-Champaign

39

Boston College (Carroll)

39

University of Notre Dame (Mendoza) (IN)

41

Arizona State University–Main Campus (Carey)

41

Babson College (Olin) (MA)

41

Boston University

41

Brigham Young University (Marriott) (UT)

45

Tulane University (Freeman) (LA)

46

University of California–Davis

46

University of Georgia (Terry)

48

Rice University (Jones) (TX)

49

Wake Forest University (Babcock) (NC)

50

University of Iowa (Tippie)

 

by african | 2008/11/09 20:29 | MBA | 트랙백 | 덧글(0)
매출총이익, 영업이익, 경상이익, 법인세차감전 순이익, 당기순이익
 매 출 액

- 매출원가

  매출총이익

- 판매관리비

  영업이익

+ 영업외수익

- 영업외비용

  경상이익

+ 특별이익

- 특별손실

  법인세비용차감전순이익

- 법인세비용

  당기순이익

by african | 2008/02/02 20:47 | Business | 트랙백 | 덧글(0)
기업결합신고 시기
개정 공정거래법(2007. 10. 12. 개정) 12조 제6항에 의하면

"
1항의 규정에 의한 기업결합의 신고는 당해 기업결합일부터 30일 이내에 이를 하여야 한다. 다만, 1항제1·2·4호 또는 제5호의 규정에 의한 기업결합으로서 기업결합의 당사회사 중 1 이상의 회사가 대규모회사인 경우에는 합병계약을 체결한 날 등 대통령령이 정하는 날부터 30일 이내에 이를 신고하여야 한다."

 

라고 규정하고 있고,

 

 

그런데 동법 시행령(2007. 11. 2. 개정18조 제9을 보면,

"
법 제12조제6항 단서에서 "대통령령이 정하는 날"이라 함은 다음 각호의 날을 말한다.

1. 다른 회사의 주식을 소유하게 되거나 최다출자자가 되는 경우에는 다음 각목의 날

. 유가증권시장 및 코스닥시장 밖에서 취득하고자 하는 주식의 소유자와 계약·합의 등에 의하여 주식을 취득하는 경우에는 계약·합의 등을 한 날

. 「증권거래법」에 따른 공개매수가목에 해당하지 아니하는 경우로서 주식을 소유하게 되는 경우에는7항제1(BKL note: 8항 제1호의 오기임. 개정되면서 이 부분이 개정되지 않았음각목의 날

2. 합병·영업양수가 있는 경우에는 합병계약을 체결한 날 또는 영업양수계약을 체결한 날

3. 새로운 회사설립에 참여하는 경우에는 회사설립의 참여에 대한 주주총회 또는 이에 갈음하는 이사회의 의결이 있는 날"

이라고 규정하고 있으며,

 

동법 시행령 18조 제8항 제1호를보면,

"1.
다른 회사의 주식을 소유하게 되거나 주식소유비율이 증가하는 경우에는 다음 각목의 날

. 주식회사의 주식을 양수하는 경우에는 주권을 교부받은 날. 다만, 주권이 발행되어 있지 아니한 경우에는 주식대금을 지급한 날을 말하며, 주권을 교부받기 전 또는 주식대금의 전부를 지급하기 전에 합의·계약등에 의하여 의결권 기타 주식에 관한 권리가 실질적으로 이전되는 경우에는 당해권리가 이전되는 날을 말한다.

. 주식회사의 신주를 유상취득하는 경우에는 주식대금의 납입기일의 다음 날

. 주식회사외의 회사의 지분을 양수하는 경우에는 지분양수의 효력이 발생하는 날

. 가목 내지 다목에 해당하지 아니하는 경우로서 감자 또는 주식의 소각 그 밖의사유로 주식소유비율이 증가하는 경우에는 주식소유비율의 증가가 확정되는 날"

이라고 규정하고 있습니다

따라서 사실상 신주인수의 경우 주식대금 납일기일 다음날부터 30일 이내에 신고하면 되는 것으로 해석되고, 이는 사실상 사후신고와 동일한 결과가 된다 할 것입니다.

 

결국 주식 취득 방식의 기업결합에 있어서 계약체결일로부터 30일 내에 사전신고를 해야 되는 경우는 "대규모회사가 장외에서 계약을 통해 구주를 취득한 경우"(령 제18조 제9항 제1호 가목에 해당하는 경우)와 회사설립시 신주를 인수하는 경우(령 제18조 제9항 제3)로 국한되고 나머지 주식 취득은 사실상 closing 이후에 신고를 하면된다 결론을 얻을 수 있습니다.

by african | 2007/11/21 09:19 | Business | 트랙백 | 덧글(0)
주요주주 지분 매각 공시
최초 1%이상 매도시 공시
대주주는 1주이상 매도시 공시

최초 매도일을 기준으로 결재일 + 5일이내(결제일포함)
즉, 최초 매도일을 포함 7일째(D+6일) 내로 공시해야 함
by african | 2007/11/16 15:59 | Business | 트랙백 | 덧글(0)
응답 맞습니까?

           <응답 맞습니까?>         

 

                                              -윤철민-

   

  버스 창문 틈을 끈질기게 헤집고 스며들어 
  이내 그 백색의 향연을 끝마치는 안개 한 자락......
 

  해가 뜰때까지 아무런 반항도 없이 
  그 마지막 시간을 망각한채
  주어진 일생을 조심스레 즐기며 안연하는 그들이어야......
 

  왜 그토록  버스 창문을 끈질기게 헤집었을까?
  해가 뜰때까지 그냥 즐기지
  해가 뜰때까지 그냥 안연하지
  해가 뜨면 그들과 함께 품위있게 사라질 것을
 

  그 한자락이 내 가슴에서 죽었다
  해가 뜨기전에......
  

  비몽의 나를 꼬집어 세우며, 그렇게 살아가라고

  끈질기게 헤집고 그분의 가슴에서 죽어가라고........

  

by african | 2007/11/14 09:35 | Poem etc. | 트랙백 | 덧글(0)
기업결합신고
독점규제 및 공정거래에 관한 법률 ' 7조 기업결합의 제한'
대규모회사 (자산총액 또는 매출액이 2조원 이상인 회사) 또는 시장지배적 사업자가 합병에
참여하는 경우
주주총회의 의결이 있는 날로부터 30일 이내에 사전 신고해야 함

   

기업결합이 다음 각호의 1에 해당하는 경우에는 일정한 거래분야에서 경쟁을 실질적으로
제한하는 것으로
 추정한다. <신설 96·12·30, 99·2·5 5813>

1.
기업결합의 당사회사의 시장점유율(계열회사의 시장점유율을 합산한 점유율을 말한다
.
이하 이 조에서 같다) 합계가 다음 각목의 요건을 갖춘 경우

  
. 시장점유율의 합계가 시장지배적사업자의 추정요건에 해당할 것
  
. 시장점유율의 합계가 당해 거래분야에서 제1위일 것
  
. 시장점유율의 합계와 시장점유율이 제2위인 회사(당사회사를 제외한 회사중 제1위인
       
회사를 말한다) 시장점유율과의 차이가 그 시장점유율의 합계의 100분의 25이상일
        것


 2.
대규모회사가 직접 또는 특수관계인을 통하여 행한 기업결합이 다음 각목의 요건을
    갖춘 경우
  
. 중소기업기본법에 의한 중소기업의 시장점유율이 3분의 2이상인 거래분야에서의
        기업결합일 것
  
. 당해 기업결합으로 100분의 5이상의 시장점유율을 가지게 될 것
by african | 2007/11/07 10:44 | Business | 트랙백 | 덧글(0)
자본잠식률
자본잠식률(%)  =
〔(자본금-자기자본)/자본금〕×100
예) 자본금: 100,  자본총계 80, 자본잠식률=20%
by african | 2007/10/09 11:37 | Business | 트랙백 | 덧글(0)
WACC
ㅇ WACC(Weighted Average Cost of Capital): 가중평균자본비용
기업의 총자본에 대한 평균자본조달비용을 말하는데, 자본 조달 원천 별로
총자본에서 차지하는 비중, 즉 자본구성비율을 조달 금리에 곱하여 계산하는 것
WACC ={ 자기자본비용 × (자기자본/총자본) +{ 타인자본조달비용 × (타인자본/총자본) }

ㅇ 베타계수(beta coefficient)
개별증권 또는 포트폴리오의 수익이 증권시장 전체의 움직임에 대해서 얼마나 민감하게
 반응해 변동하는가를 나타내는 수치로서 현대 포트폴리오 이론에 자주 이용된다.
자본자산 가격결정 모델에서는 개별증권의 초과이익과 시장 전체의 평균초과이익의
과제는 1차식으로 표현된다.
일반적으로 상승장에서 베타계수가 높은 종목이 투자수익률이 높다. 베타계수가 높은
종목은 다른 종목보다 주가의 변동폭이 크기 때문에 상승국면에서 주가의 상승폭이 크고
 하락국면에서 주가의 하락 폭이 크게 마련이다. 따라서 주가가 상승국면에 있을 때는
 베타계수가 높은 종목을 선정하는 것이 유리하다. 기준이 되는 변수에 대한 특정변수의
 민감도라고 할 수 있다.
최근 3년 동안의 주별 수정주가수익률을 이용해 베타를 산출한다. 시장수익률 대용치로
 상장업체의 경우는 KOSPI 주별 수익률을, 코스닥등록업체의 경우는 KOSDAQ지수
주별 수익률을 각각 사용한다.
by african | 2007/09/10 21:40 | Business | 트랙백 | 덧글(0)
EVA / FCF

ㅇ EVA(economic value added): 경제적 부가가치
기업 경영 평가를 위한 지표의 하나인데, 세금을 뺀 영업이익으로부터 이자나 배당금 등의
자본 비용을 공제한 이익으로 기업의 자본을 사용해 만들어 낸 가치
 
ㅇ FCF(free cash flow): 순 현금수지

일반적으로 기업의 영업활동에 의한 캐쉬 플로우에서 설비 투자에 필요한 캐쉬 플로우를
뺀 형태 장래를 위한 투자나 주주 배당, 채권자 금리 지불 등의 원금이 되기 때문에 기업
실적이나 기업가치를 판단할 때 중요한 지표

by african | 2007/09/10 20:41 | Business | 트랙백 | 덧글(0)
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최근 등록된 덧글
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by 혈견화 at 07/22
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